Stimulus Check FAQs

Have you had any problems getting your stimulus check or using the IRS website? Let us know so we can ask the IRS to make improvements. Use this 3-question webform to share your story.

Who is eligible to receive a stimulus check?

符合以下条件的美国公民或居民外国人:

  • 拥有有效的社会安全号码,
  • 不能声称自己是另一纳税人的受抚养人, 并且
  • 在以下情况下调整后总收入:
    • 个人 75,000 美元
    • 以户主身份报税的个人 112,500 美元
    • 提交联合纳税申报表的已婚夫妇 150,000 美元

如果纳税人的调整后总收入介于以下之间, 则将获得减免

  • 单独申报的单身或已婚人士 75,000 美元和 99,000 美元
  • 以户主身份报税的个人 112,500 美元和 136,500 美元
  • 共同报税的已婚夫妇 150,000 美元和 198,000 美元

减少的补助额将根据纳税人的特定调整后总收入来确定

那些收入不足以提交纳税申报表的人也有资格. 这包括领取社会保障退休福利, 残疾 (SSDI) 福利, 幸存者福利, 社会安全生活补助金 (SSI), 退伍军人福利或铁路退休福利的人们.

很抱歉,如果配偶一方没有有效的社会保险号,另一方就没有资格获得经济刺激支票,除非你们中的一人是美国军队的一员。

什么是调整后的总收入?

调整后的总收入是您的纳税申报表上的数字 (1040 税表的第 8b 行). 这是您收到的钱 (工资, 子女抚养费, 利息等) 减去某些特定费用, 例如学生贷款利息或离婚赡养费.

How do I get my stimulus check?

The IRS will use information from your 2019 or 2018 tax return to calculate your payment amount. Economic Impact Payments (stimulus checks) will be deposited directly into the same bank account used for your tax return. The IRS will mail a paper check to tax filers who did not provide a bank account number when they filed taxes and who did not provide updated banking information before May 13th. Some people may receive a prepaid debit card from the government. Do not throw this away! Learn more about how to activate it at www.consumerfinance.gov/about-us/blog/economic-impact-payment-prepaid-card.

People receiving Social Security (retirement, survivors, and disability), veterans benefits, Supplemental Security Income (SSI), or Railroad Retirement benefits will receive the payment automatically and are not required to file a tax return to receive payment. If you haven't yet received your stimulus check, the IRS is now requesting that you use their 非申报者网站 to request your check prior to October 15th!

If you have not filed taxes or do not need to file taxes, you can use the Tax Help page to figure out what to do next. You may want to get a bank account first to get a direct deposit check directly to your account. Paper checks could take up to five months.

When will I get my stimulus check?

The IRS started making payments the week of April 13th. The government is trying to get payments out as quickly as possible. People with bank account information already on file with the IRS will receive their payments fastest. But, paper checks may take up to five months.

If you have not filed taxes for 2019 yet, the deadline was extended until July 15th. If you do not owe the IRS or the State of Illinois any taxes, you can file taxes after the July 15 filing deadline without a penalty. You have until October 15, 2020, to submit tax returns to get a stimulus payment by the end of 2020. 

Those who don't need to file taxes also have until October 15, 2020 to submit their information to the IRS using the non-filer site in order to get their stimulus payments by the end of 2020.

For both tax filers and non-tax filers, entering bank account information for direct deposit will allow you to get your payment much more quickly. Otherwise, you may have to wait up to five months for a paper check.

Use the IRS Get My Payment app to check the status of your payment. You will be asked to click okay to confirm that you are an authorized user. Information is updated every 24 hours, so you can check again the next day if information is not available.

How do I know if my payment has been sent?

Use the IRS Get My Payment app to check the status of your payment. You'll be asked to click okay to confirm that you are an authorized user. Some people have had to check daily to get updated information.

如果我没有任何收入, 会怎么样?

You are still eligible for a payment. If you have not filed taxes in the last two years, you need to submit your information on the IRS non-filer site to receive your payment. This website will take you through the process of creating a basic $0 tax return.

Before you fill out the IRS Non-filer portal, please have these items ready:

  • Cell phone that can receive texts
  • 全名 出生日
  • Valid Social Security Number
  • 信地址
  • Email address
  • 以声称您是受抚养人 (是或否)
  • Identity Protection Personal Identification Number (IP PIN) you received from the IRS earlier this year, if you have one. This IP PIN would have been sent in a letter from the IRS*
  • Adjusted Gross Income or Signature PIN Number for 2018
  • Driver’s license or State ID number, issue date and expiration date
  • Bank account/routing numbers, cash app account and routing numbers, or mailing address to receive check
  • Optional: You may be asked to confirm the amounts of past loans to verify your identity

对于您抚养的每个未满 17 岁的孩子:

  • 姓名
  • 社会安全号码或领养报税识别号码 与您或您配偶的关系
  • 与您或您的配偶的关系

*Only necessary in some cases.

我的纳税申报表上有人没有社会安全号码

不幸的是, 没有证件或没有社会安全号码的个人没有资格. 如果您的纳税申报表上有人没有社会安全号码或个人纳税人识别号 (ITIN), 那么即使您, 您的配偶或纳税申报表上的任何其他人具有有效的社会安全号码, 您也没有资格获得经济影响补助.

芝加哥市, 开放社会基金会 (Open Society Foundation) 和复兴项目(The Resurrections Project)已为没有资格获得刺激政策支票的人创建芝加哥弹性基金 (Chicago Resiliency Fund). 如果您在芝加哥居住, 您可从基金获得1000美元. 您可查看基金的 网页 了解该基金何时接受申请. 钱花得很快, 因此您之后可能不得不返回该网站, 了解该基金何时再次接受申请.

有关更多资源, 请参阅伊利诺伊州移民和难民权利联盟 新冠病毒 (COVID-19) 资源页面.

如果我支付子女抚养费, 会怎么样? 我将获得补助吗?

You can still receive a payment. However, child support debt will be taken out of your payment.

Are college students eligible for payments?

College students who are not considered dependents are eligible. Generally, college students who are under 24, attend full-time, and receive significant financial support from their parents are considered dependents. These students are not eligible.

I am currently or was recently incarcerated. Am I eligible?

Individuals who are currently incarcerated are not eligible for the stimulus payments. 

Previous incarceration does not change eligibility. If you filed taxes in 2018 or 2019, have a Social Security Number, and your income is below the guidelines, you will receive a payment. If you did not need to file taxes you may still receive your payment by submitting your information on the IRS non-filer site. To receive your payment faster, file your taxes electronically and enter bank account information when you file.

If you didn't file taxes but should have, you will receive your payment once you file. If you are not sure if you need to file, find out here. You can get a safe, affordable bank account online through BankOn on our Banking Info page. Sharing bank direct deposit information on the IRS forms will help you get your payment faster.

To find information on how to get help filing taxes, visit Ladder Up’s website and sign up for their e-newsletter.

If you filed in 2018 but have moved and the IRS doesn’t have your bank information, file your 2019 taxes to update the information. Also be sure to change your address with the U.S. Postal Service. If you filed for 2019 but have moved, there is not currently an option to update your address.

If you don’t need to file for 2019, use the IRS non-filer site to register for your payment.

Information you will need to have ready when you use the Non-Filer website:

  • 全名 出生日
  • 信地址
  • Email address
  • 有效的社会安全号码当前通
  • Bank account number, routing number, and type of account (checking or savings), if you have one. If you do not have one you will receive a paper check in the mail.
  • Identity Protection Personal Identification Number (IP PIN) you received from the IRS earlier this year, if you have one. This IP PIN would have been sent in a letter from the IRS.
  • Driver’s license or state-issued ID, if you have one

对于您抚养的每个未满 17 岁的孩子:

  • 姓名
  • Social Security number or Adoption Taxpayer Identification Number
  • 与您或您的配偶的关系

Will this impact my public benefits like food stamps or TANF?

不会. 因为与任何退税一样, 这些补助将不会不利于您获取公共福利的资格. 该补助也不会影响您的福利金额.

What do I need to have ready before I use the IRS Non-filer website?

Before you fill out the IRS Non-filer portal, please have these items ready:

  • Cell phone that can receive texts
  • 全名 出生日
  • Valid Social Security Number
  • 信地址
  • Email address
  • 以声称您是受抚养人 (是或否)
  • Identity Protection Personal Identification Number (IP PIN) you received from the IRS earlier this year, if you have one. This IP PIN would have been sent in a letter from the IRS*
  • Adjusted Gross Income or Signature PIN Number for 2018
  • Driver’s license or State ID number, issue date and expiration date
  • Bank account/routing numbers, cash app account and routing numbers, or mailing address to receive check
  • Optional: You may be asked to confirm the amounts of past loans to verify your identity

对于您抚养的每个未满 17 岁的孩子:

  • 姓名
  • 社会安全号码或领养报税识别号码 与您或您配偶的关系
  • 与您或您的配偶的关系

*Only necessary in some cases.

What if the payment is sent to the wrong bank account?

If the bank account that the IRS is depositing the stimulus payment into is now closed, the bank will reject the deposit. The IRS will then mail a paper check to the address it has on file for you.

If you have moved since you last filed a return with the IRS, you'll need to make sure the United States Postal Service (USPS) forwards your mail to the right address.: Change Your Address with USPS to make sure you receive your stimulus check at your current address.

Also, you can attempt to track your stimulus check using the USPS Informed Delivery tool.

What if my payment check is being mailed to the wrong address?

If you have moved since you last filed a return with the IRS, you'll need to make sure the United States Postal Service (USPS) has your current address. Change Your Address with USPS so they can forward your mail to the correct address.

Also, you can attempt to track your stimulus check using the USPS Informed Delivery tool.

 

我正在使用“获取我的补助”应用程序, 但收到“补助状态不可用”消息. 该消息是什么意思?

根据美国国税局, 有一些原因可能会导致您看到此消息

  • 您需要提交纳税申报表, 但是:
    • 国税局尚未完成处理您的 2019 年纳税申报表
    • 该应用程序还没有您的数据; 美国国税局 (IRS) 正在努力添加更多数据, 以允许更多人使用它
  • 您通常不会提交纳税申报表, 并且您使用了国税局非申报者网站, 但国税局尚未处理您的申报表
  • 您不符合补助条件 

请记住, 美国国税局目前不处理纸质纳税申报表. 因此, 如果您最近通过邮寄方式提交了纳税申报表, 那么国税局将比平时花费更长的时间来处理纳税申报表.

 

我正在使用“获取我的补助”应用程序, 但收到“请稍后重试”消息. 我能做什么?

根据美国国税局, 您被锁定 24 小时的原因可能是:

  • 您输入的信息与国税局记录不匹配. 出于安全原因, 国税局在24小时内将每个用户限制为三次失败尝试.
  • You have already accessed the system five times within 24 hours.  The IRS allows each user 5 logins per day to make sure their system is not overwhelmed with too many requests.

经过 24 小时后, 您将可以访问该应用程序. 请勿与国税局联系以寻求锁定方面的帮助. 锁定将仅在 24 小时后解除.

What should I do if my stimulus payment is the wrong number?

There are a few reasons why your stimulus payment could be lower than what you expected. Some are included below: 

  • If you haven’t filed your 2019 tax return or the IRS hasn’t finished reviewing your 2019 return, your payment will be based on your 2018 tax return. If you earned more money or had fewer dependents in 2018, your payment may be lower. 
  • In order to receive $500 per eligible dependent, the dependent must be under the age of 17 and meet other qualifications. 
  • Past-due child support can be taken out of the stimulus payment.

The IRS released more information here.

If you are eligible for more than what you received, remember that you may be able to claim missing amounts when you file your 2020 tax return.

我正在使用国税局非申报者网站, 但收到有关缺少IP PIN的错误消息. 我应该怎么办?

如果您收到了 IP PIN 码, 则需要输入该PIN码才能在 国税局非申报者网站上提交您的信息. 尝试找到国税局发送给您的信函, 其中包含您的6位身份保护PIN (IP PIN). 如果找不到那封信, 请尝试 在国税局网站上在线检索您的 IP PIN. 不幸的是, 美国国税局目前不接听电话.

如果我的经济刺激支票存入一个已关闭的帐户,怎么办?

如果经济刺激支票存入一个无效或已关闭的银行账户,银行将拒绝该笔存款。然后,IRS会尽快将您的支票邮寄到您档案中所记录的地址. IRS Get My Payment app 将进行更新,以反映您的支票邮寄的日期。您通常需要14天时间才能收到付款支票。IRS声明,您无需采取任何行动来确保该支票重新签发.

来源:: https://www.irs.gov/coronavirus/get-my-payment-frequently-asked-questions#bank

我的经济刺激支票来自何处?

美国财政部签发该经济刺激支票.

某些经济刺激支票已经通过一种被成为“经济影响支付卡”的预付借记卡的形式签发。如果您收到一张经济影响支付卡,该卡会装在一个普通的信封里,由“货币网络持卡人服务署(Money Network Cardholder Services)”发出。 签发名称将出现在卡的正面;卡的背面印有发卡银行的名称,MetaBank®,N.A.。您可以访问 https://www.eipcard.com/ 了解更多信息.

我能否将我的经济刺激支票存入我的翡翠卡?

根据H&R Block的说法,您好像可以使用您的翡翠卡接收您的经济刺激支票。如希望了解更多详情,我们建议您联系H&R Block: https://www.hrblock.com/support/

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